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Monthly Archives: April 2019

Too Good to be True: Three Tips to Avoid Telemarketing Scams

In today’s hyper-digital world, it may come as a surprise that fraudulent telemarketers are still in business. Unfortunately, it shouldn’t. Over-the-phone scams costs victims thousands of dollars each year, according to the Federal Trade Commission. Scammers don’t discriminate based on age, either – Forbes reports that Millennials are often victims of fraud. Phone scams usually… Read more »

Small Business Loans 101: A Quick Lesson on SBA Lending

Small business is a big deal. Small businesses account for 99.9 percent of all companies in the United States, according to the Small Business Administration (SBA), and represent more than 47 percent of private sector employees in the U.S. In 2018, small businesses created almost 70 percent of new jobs in the country, too. But… Read more »

Mortgage 101: Debunking the 20 Percent Down Payment Myth

If you’re new to the home-buying process, there’s a lot to learn. Terms like amortization, acceleration clause and contingencies could just as well be spoken in a completely different language. And escrow. What the heck is escrow?! Inexperience aside, potential homebuyers likely also have their own notions of homeownership and its prerequisites. And, unfortunately, they… Read more »