Minimum Balance to Open

$100

Minimum Balance Requirement to Avoid Monthly Maintenance Fee

None

Monthly Maintenance Fee

$18

Earnings Credit or Interest Based

Earnings Credit

Additional Account Information

Monthly maintenance fee and other fees can be reduced or eliminated by your Earnings Credit

  • $0.17 per debit1
  • $0.45 per paper deposit
  • $0.15 per ACH credit
  • $0.08 per On Us check deposited
  • $0.12 per other check deposited

Minimum Balance to Open

$100

Minimum Balance Requirement to Avoid Monthly Maintenance Fee

None

Monthly Maintenance Fee

$8

Earnings Credit or Interest Based

Earnings Credit

Additional Account Information

Monthly maintenance fee and other fees can be reduced or eliminated by your Earnings Credit

  • 20 free debits1; $1 per debit over 20
  • $0.40 per paper deposit
  • $0.15 per ACH credit
  • $0.05 per On Us check
  • $0.08 per other check deposited

Minimum Balance to Open

$100

Minimum Balance Requirement to Avoid Monthly Maintenance Fee

$500 average daily balance3

Monthly Maintenance Fee

$8

Earnings Credit or Interest Based

None

Additional Account Information

Monthly maintenance fee will be waived if you maintain the minimum balance requirement

  • 150 free transactions2 if your average daily balance3 is between $500 and $4,999.99
  • 300 free transactions2 if your average daily balance3 is $5,000 or greater
  • $0.30 per debit1 if minimum balance is not met or if you exceed the number of free transactions2
  • $0.30 per paper deposit if minimum balance is not met or if you exceed the number of free transactions2
  • Free electronic credits
  • $0.30 per On Us check deposit if minimum balance is not met of if you exceed the number of free transactions2
  • $0.30 per other check deposited if minimum balance is not met or if you exceed the number of free transactions2

Minimum Balance to Open

$100

Minimum Balance Requirement to Avoid Monthly Maintenance Fee

None

Monthly Maintenance Fee

$18 if there are more than 50 transactions2

Earnings Credit or Interest Based

Interest earned if average daily balance3 is greater than or equal to $2,500

Additional Account Information

  • $0.45 per debit1 if there are more than 50 transactions2 per month
  • $0.45 per paper deposit if there are more than 50 transactions2 per month
  • Free electronic credits
  • $0.45 per On Us check if more than 50 transactions2 per month
  • $0.45 per other check deposited if there are more than 50 transactions2 per month

Minimum Balance to Open

$100

Minimum Balance Requirement to Avoid Monthly Maintenance Fee

None

Monthly Maintenance Fee

$8

Earnings Credit or Interest Based

Variable interest rate paid monthly

Additional Account Information

  • 20 free debits1; $1 per debit over 20
  • $0.40 per paper deposit
  • Free electronic credits
  • $0.05 per On Us check deposited
  • $0.08 per other check deposited

Minimum Balance to Open

$100

Minimum Balance Requirement to Avoid Monthly Maintenance Fee

$50,000 average daily balance3

Monthly Maintenance Fee

$18

Earnings Credit or Interest Based

Variable interest rate paid monthly

Additional Account Information

Monthly maintenance fee will be waived if you maintain the minimum balance requirement

  • $0.45 per debit1 if there are more than 150 transactions2 per month
  • $0.45 per paper deposit if there are more than 150 transactions2 per month
  • Free electronic credits
  • $0.45 per On Us check deposited if there are more than 150 transactions2 per month
  • $0.45 per other check deposited if there are more than 150 transactions2 per month


1
Debit items consist of written checks, drafts, point-of-sale transactions and preauthorized payments.
2 Transactions consist of checks deposited, deposit tickets, miscellaneous credit items, written checks, drafts, point-of-sale transactions and preauthorized payments.
3 The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use for this calculation is monthly.