The Sunrise Banks Prepaid Mastercard is designed for individuals who are looking for a different way to manage funds. Our Prepaid Card Program offers convenience and flexibility based on your financial needs. With a Prepaid Card you have peace of mind knowing you will never have overdraft fees or incur debt, because funds are preloaded onto the card. No credit report is needed to obtain a Prepaid Card. In addition you can make purchases in-store or online everywhere Debit Mastercard is accepted, withdraw cash from ATMs and set-up automatic payments.

Card Fees

Monthly Fee1

$4.95 per month

International Purchase Transaction (using signature or PIN) Fee2


ATM Cash Withdrawal (Domestic) Fee3


ATM Cash Withdrawal Intl (International) Fee4

$1.98 + 3% foreign currency conversion fee

ATM Balance Inquiry Fee5


Replacement Card Fee6


Sub-Card Creation Fee


Paper Statement Fee


1 May appear as: Monthly Maintenance Fee
2 May appear as: POS Sign Intl, POS PIN Intl, POS w/ Cash Bck Intl, or MOTO Intl
3 May appear as: ATM Withdrawal, ATM Cash Withdrawal, ATM Cash W/D, OTC Cash Withdrawal
4 May appear as: ATM Cash Withdrawal Intl, ATM W/D Intl, Cash Adv Intl
5 May appear as: Balance Inquiry, ATM Balance Inquiry, Balance Inquiry Intl, ATM Balance Inquiry Intl
6 May appear as: Card Replacement Fee

The Sunrise Banks Prepaid Mastercard is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trade mark of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions states in the Cardholder Agreement.

Three Simple Ways to Load Funds Onto Your Card

  1. Add cash to your Prepaid Card at any Sunrise Banks location
    • We accept loads by cash only; no checks or money orders.
    • Transfer funds from existing Sunrise Banks deposit account.
  2. Direct Deposit from an income source
    • Employer Payroll
    • Government Benefits
  3. At a retail location that offers the following money load services