Fintech Sponsor Bank

At Sunrise Banks, we don’t just offer banking services — we collaborate with you to create innovative, tailored solutions that drive success for your business and meet the unique needs of your customers. As a fintech sponsor bank, we work alongside you to enhance product functionality, create new revenue streams, and co-create disbursement solutions that ensure your financial products are both effective and efficient.

With over 17 years of experience as a debit card BIN sponsor and a principal member of Mastercard, Visa, and Discover, Sunrise Banks brings deep industry expertise to every partnership. Whether you’re looking to streamline public sector disbursements, reward loyal customers, or improve payroll solutions, we have the expertise to support your use case:

Public Sector Disbursements
Private Sector Disbursements
Corporate Incentive Programs
Gift Cards
Payroll Solutions
General Purpose Reloadable (GPR) Cards
Loyalty Programs

Program Control & Oversight

At Sunrise Banks, we understand the importance of managing programs with rigorous control and oversight. We provide strong governance to ensure that your programs are operating smoothly, while complying with industry standards and regulations.

What Sunrise Banks Brings to Your Fintech

Nationally Chartered: Backed by a reliable, respected charter.
OCC and FDIC Regulated: Fully compliant with regulatory standards.
South Dakota Charter: Strategic benefits from our unique charter.
No Need for Money Transmittal Licenses: Leverage our bank’s licensing to simplify operations.
Sponsorship into Card Associations: Direct access to Visa, Mastercard, and Discover networks.
Direct Access to FedWire: Seamlessly move funds and streamline transactions.
Member of the Innovative Payments Association

Partner with Sunrise Banks and let us help you grow your fintech offerings with expertise and security that allows you to focus on what matters most — your customers.

Contact us to explore how we can work together to build solutions that drive your success.

Get in Touch

Fintech Partnerships Contact

Notice: Please do not include confidential information such as account numbers or SSN in the form below.

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