Money Storage Solutions

A middle aged South Asian man uses a card on his phone

We offer a variety of account solutions to meet your operational and treasury needs—whether you’re managing customer funds, streamlining business transactions, or maximizing yield.

Flexible Account Structures

Pooled activity accounts held For Benefit Of (FBO) your cardholders or customers, providing a secure structure that helps mitigate risk. These accounts ensure passthrough FDIC insurance coverage when the ownership of funds can be identified.

Commercial Operating Accounts

A full-service commercial banking solution with the flexibility to scale as your business grows. Our account structures simplify payments, receivables, and treasury management—helping you stay focused on what matters most.

Fully insured balances exceeding the FDIC coverage limit of $250,000
Access CDARS® for CD-level returns on deposits up to $2.5M
Maximize interest yield by optimizing account balances

Explore our Ethical Banking Deposit Programs

Community Impact Deposits

Community Impact Deposits turn a Sunrise Banks account into a meaningful way to drive local community development. Your deposits will be allocated by the bank to projects like affordable housing, community services, and small businesses.

Net Zero Deposits

Kickstart your sustainability goals by helping to mitigate the impacts of climate change and drive the transition to a net zero economy with Net Zero Deposits. As a Sunrise Banks customer, you choose to direct your deposits to net zero projects that reduce or avoid carbon emissions.

Get in Touch

Fintech Partnerships Contact

Notice: Please do not include confidential information such as account numbers or SSN in the form below.

Phone
This field is for validation purposes and should be left unchanged.
Name*
Phone*
Email*
Business Name*
Message*
Your agreement to be contacted:*
We, Sunrise Banks, N.A., may need to contact you about your form submission even if you have not submitted it. By selecting "Submit," you agree that we may call and/or text you at the phone number or email address you enter on this form, even if you previously asked us not to contact you or have requested your phone number with a state or federal "Do Not Call" registry. If you provide us with a mobile telephone number, you agree that we may contact you at that number even if your mobile telephone carrier charges you for the call. We will only reach out to you about your form submission. You agree to receive Sunrise Banks product updates/upgrades, new products, and exclusive offers that may interest you. To opt-out, click the unsubscribe link in any promotional emails and/or texts. We will never sell your details to any third party. All information you provide will be held in line with our privacy policy available at https://sunrisebanks.com/privacy-policy/ and the Telephone Consumer Protection Act.
I agree
CAPTCHA

Money Storage Solutions