Money Storage Solutions

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We offer a variety of account solutions to meet your operational and treasury needs—whether you’re managing customer funds, streamlining business transactions, or maximizing yield.

Flexible Account Structures

Pooled activity accounts held For Benefit Of (FBO) your cardholders or customers, providing a secure structure that helps mitigate risk. These accounts ensure passthrough FDIC insurance coverage when the ownership of funds can be identified.

Commercial Operating Accounts

A full-service commercial banking solution with the flexibility to scale as your business grows. Our account structures simplify payments, receivables, and treasury management—helping you stay focused on what matters most.

Fully insured balances exceeding the FDIC coverage limit of $250,000
Access CDARS® for CD-level returns on deposits up to $2.5M
Maximize interest yield by optimizing account balances

Explore our Ethical Banking Deposit Programs

Community Impact Deposits

Community Impact Deposits turn a Sunrise Banks account into a meaningful way to drive local community development. Your deposits will be allocated by the bank to projects like affordable housing, community services, and small businesses.

Net Zero Deposits

Kickstart your sustainability goals by helping to mitigate the impacts of climate change and drive the transition to a net zero economy with Net Zero Deposits. As a Sunrise Banks customer, you choose to direct your deposits to net zero projects that reduce or avoid carbon emissions.

Get in Touch

Fintech Partnerships Contact

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Money Storage Solutions