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Business Banking

Comprehensive Business Banking: Streamline Your Finances

Our business banking services are designed to provide tailored solutions from everyday transactions to strategic growth initiatives. Our local team of experts empower businesses like yours with financial tools and guidance to support growth and operational efficiency.

Any Sunrise Banks account can be a catalyst for change.

Our ethical banking options allow you to participate in fostering positive impact by turning each transaction into a ripple of positive change. Get started by choosing your checking, savings, or CD account type below. 

Net Zero Deposits

Turn a Sunrise Banks account into a meaningful way to mitigate the impact of climate change by directing your deposits to projects that reduce or avoid carbon emissions.


Community Impact Deposits

Drive local community development. You can designate your deposits to projects like affordable housing, community services, and small businesses.


Banking Made Easy for Your Business

We provide business services such as checking, savings, and Certificates of Deposit (CDs) for small and large companies in Minnesota and South Dakota. Our business banking resources offer you the flexibility to manage your accounts on the go, and tools like our treasury management system secure your finances and simplify access to your cash.

Fueling Your Vision: Business Lending Solutions

We can help you find the right business lending options to propel your business to a brighter future and reach your short—or long-term business goals. Our team is ready to partner with you and answer any lending questions you have so you can find financial assistance to support getting your business dreams off the ground. Below, you will find some of our core lending options:

  • Commercial Loans, with different options and interest rates, can help your business grow, expand, and meet operational needs.
  • Net Zero Financing is a financing choice for projects that reduce carbon emissions and promote sustainability.
  • Commercial Property Assessed Clean Energy (C-PACE) Lending strives to improve energy efficiency and renewable energy upgrades in commercial properties through long-term, fixed-rate financing.
  • Small Business Administration (SBA) Loans are for entrepreneurs and small companies to make financing more accessible on their terms.
  • The New Markets Tax Credit (NMTC) program is an option for businesses in up-and-coming areas or low-income communities often involving the acquisition, rehabilitation or construction of real estate or the expansion of operating businesses sparking economic growth.
  • Strategic Lending represents projects outside the scope of traditional business lending and includes providing capital for municipal development and the creation of loan pools to fund community projects.
  • We’re committed to fostering economic growth in rural Minnesota and South Dakota through the USDA’s One Rural Development (OneRD) Guarantee loan program. This initiative provides access to affordable capital, enabling the prosperity of rural communities.

Effortless Business Banking, Online & On-the-Go

Thanks to digital banking, you no longer need to manage your business finances at a desk. You can handle everything online, from checking balances to making payments. And when you’re on the go, mobile banking puts those same tools right in your pocket with an app – deposit checks, transfer funds, you name it. Even simpler than apps, you’ve got text and phone banking for quick tasks like checking balances or getting alerts with just a text or a call. It’s all about having your business banking accessible wherever you go.

Meet the Sunrise Banks Business Banking Team

We have a local team ready to help answer any of your questions and assist you in planning your business finances. Visit us at your local branch or connect with a member of our team.

Chris Clapham

SVP, Manager Business Banking

A headshot of Chris Clapham
  • Phone
  • 651-265-5614
  • Email
  • Chris.clapham@sunrisebanks.com
  • Chris Clapham is a seasoned commercial finance professional with over 14 years of experience spanning both corporate finance and commercial lending. After earning his MBA, Chris spent several years as Director of Finance where he managed a company’s financial strategy and banking relationships. Transitioning into commercial lending, Chris has spent more than a decade helping hundreds of businesses achieve their financial goals.

April Rouse

Commercial Loan Officer

A headshot of April Rouse
  • Phone
  • 651-265-5641
  • Email
  • April.rouse@sunrisebanks.com
  • With over 20 years of comprehensive experience in banking—including roles as a teller, loan operations, portfolio management, and lending—April Rouse brings a wealth of knowledge to her position as a Commercial Loan Officer. Specializing in SBA lending, she assists clients across a broad spectrum of financing needs. April thrives on the dynamic nature of lending, appreciating that each loan presents unique challenges and opportunities. Her diverse expertise ensures she remains sharp and effective in delivering tailored solutions. Proud to be part of the Sunrise team, April is committed to its mission of community involvement and serving underserved populations—a commitment she believes is both impactful and unparalleled.

Daniel White

Commercial Loan Officer

A headshot of Daniel White
  • Phone
  • 763-442-9112
  • Email
  • Daniel.white@sunrisebanks.com
  • Dan White is a seasoned Commercial Loan Officer with over 13 years of experience in the banking industry. Dan specializes in helping businesses secure financing tailored to their specific needs, including working capital, equipment purchases, real estate acquisitions, and refinancing. His expertise in credit analysis and risk management enables him to structure clear and strategic loan solutions that align with clients’ goals. Dan is passionate about building strong relationships with business owners and takes pride in playing a direct role in their success, whether it’s funding a new location, purchasing equipment, or improving cash flow.

Jonathan Cooper

Commercial Loan Officer

A headshot of Jonathan Cooper
  • Phone
  • 612-927-1845
  • Email
  • jonathan.cooper@sunrisebanks.com
  • With over a decade of experience in the financial sector, Jonathan Cooper is a seasoned Commercial Lender at Sunrise Banks, having joined the team in 2021. Jonathan is passionate about collaborating with clients to provide tailored financial solutions, particularly for those who may face challenges accessing traditional bank financing. He finds fulfillment in empowering businesses to realize their potential and achieve their goals through innovative lending options.

Sue Welton

AVP, Commercial Loan Officer

A headshot of Sue Welton
  • Phone
  • 651-270-6851
  • Email
  • Sue.welton@sunrisebanks.com
  • Sue Welton has been a respected team member at Sunrise Banks for over 30 years. She currently serves as AVP, Commercial Loan Officer, specializing  in non-owner‑occupied investment loans for 1–4 single-family homes, as well as working capital financing. What she enjoys most about her role? Hands down, it’s the relationships she builds with her customers and being an integral part of their businesses’ growth.

Gina Cook

VP, Senior Commercial Loan Officer

A headshot of Gina Cook
  • Phone
  • 651-395-9173
  • Email
  • Gina.cook@sunrisebanks.com
  • Gina Cook is a seasoned commercial banking professional with over two decades of experience in financial services. She specializes in relationship management, commercial and SBA lending, and strategic business development. Gina is known for her ability to build trusted client relationships, drive business growth, and deliver tailored financial solutions. With a background in credit analysis and leadership, she brings a hands-on, results-driven approach to helping businesses thrive.