Personal Banking

Platinum Checking

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Sunrise Banks’ Platinum Checking Account gives you rewards based on your activity levels. This checking account is perfect for anyone looking for checking rewards in addition to or instead of a credit card reward program. Platinum checking accounts have a few qualifications to meet, so take a look at our account details before applying!

With the Platinum Checking rewards account, you’ll get more out of your funds by receiving higher rates on your checking account balances1

Minimum Balance to Open

Monthly Maintenance Fee2


If Qualifications Are Met:

  • Higher APY on account balance
  • $10 monthly maintenance fee is waived
  • Up to $15 in ATM fee refunds nationwide per month

If Qualifications Are Not Met:

  • Lower APY3 on account balance

Platinum Checking Account Features

    Free eStatements4
    Access to online banking and bill pay5
    Access to mobile deposit


Complete the following to qualify for monthly rewards:

  • Make at least 15 debit card purchases

And at least one of the following:

  • Automatic deposit (ACH) post and settle to your account6
  • 3 Automatic payments (ACH) post and settle to your account6
  • 1 mobile deposit

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  1. Must meet monthly qualifications to earn rewards.

  2. Monthly maintenance fee will be waived if monthly qualifications are met.

  3. Annual Percentage Yield. Rates may change after account opening. Rates effective as of date of viewing. Fees may reduce earnings on the account. Minimum opening deposit of $25.

  4. Paper Statements are the default for all accounts. The $4.<sup>95</sup> statement fee will be waived if you sign up for eStatements. The fee waiver begins the first full month you have eStatements.

  5. Bill Pay will become inactive after 3 months of inactivity.

  6. Automatic payments do not include reoccurring payments using your debit card number. Reoccurring payments from a debit card would be considered a debit card purchase.

Other Account Options

Key Checking

Enroll in a basic checking account with no monthly service fees.

Learn More

Rise Checking

Enroll in a checking account with no overdraft fees.

Learn More

Senior Checking

Available to individuals 55 or older.

Learn More

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