Whether you’re in the market for a new or pre-owned auto loan, or you want to refinance your current vehicle, our team can help put you on the road to savings. We offer competitive auto loan rates for anyone looking for affordable rates across our 3-state footprint in Minnesota, South Dakota, and western Wisconsin.
Our Auto Loan Features
Fixed, competitive auto loan rates for new and used vehicles
Various financing options
Options to automatically pay your loan directly from any checking or savings account
How do I apply for an auto loan?
Apply online or visit a location to start the car loan process.
New car loans are for this year and last year’s models, regardless of whether the loan is a new purchase or a refinance:
Apply for a New Car LoanUsed car loans are for any cars older than last year’s model:
Apply for a Used Car Loan
Complete & submit the application with requested personal and loan information.
- A government-issued photo ID, such as a driver’s license, state ID card, or passport.
- Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
- Vehicle Identification Number (VIN)
- Other information may be required. We will reach out to you if necessary.
Receive your confirmation.
Keep this information handy to check your application status.
Our team will review your application and reach out to you within 2 business days and let you know if your application is approved.
If further information is required to complete your application and approval process we will reach out to you and ask you to upload the additional documentation to our secure portal.
If you are approved, we will contact you with your loan offer.
If you accept, we will finalize your loan agreement, either online or in person at one of our bank locations, dependent upon requirements.
Because every customer’s situation is unique, funding can look a little different depending on the loan type and your needs.
If approved, we will walk you through how your funds will be made available.