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Organizations We Serve

Banking Designed for Foundations

Smart, Secure Banking for Foundations

We put your money to work for good while you decide how you’ll make your impact.

Foundations require a depository structure that prioritizes long-term stewardship, governance, and transparent grantmaking. Sunrise Banks offers foundations access to a dedicated and local Treasury Management team to help protect assets, streamline operations, and enhance financial strategy and impact with curated ethical banking products and services and competitive rates.

Featured Ethical Banking Products

Community Impact Deposits

Community Impact Deposits turn any Sunrise Banks account into a meaningful way to drive local community development. You choose to designate your deposits to projects like affordable housing, community services, and small businesses.


Advancing Communities Together (ACT) Deposit Program

Your deposits over $250,000 can be eligible for FDIC insurance through one bank relationship with Sunrise Banks by enrolling in the ACTSM Deposit Program (an IntraFi Insured Cash Service or ICS®).


Net Zero Deposits

Did you know there may be carbon emissions associated with your bank account? Big banks in the U.S. lend as much as 20-30% of their portfolio to carbon-intensive sectors driving climate change. As a Sunrise Banks customer, you can choose to direct your organization’s checking account, savings account, or certificate of deposit toward net zero financing projects.


Unique Account Structure Options

Tailored for the daily financial needs of foundations, including grant disbursements, administrative expenses, payroll, and payments to professional service providers. It offers streamlined access with robust controls to ensure operational efficiency and transparency.

Designed to hold funds earmarked for upcoming grants or short-term obligations, this account enables foundations to earn interest on temporarily idle cash while maintaining liquidity for timely grantmaking and program support.

Accounts that utilize Insured Cash Sweep (ICS) or insured certificates of deposit, providing full FDIC coverage for large balances. They are ideal for safeguarding endowment funds and long-term reserves, supporting the foundation’s commitment to sustainable stewardship and capital preservation.

Why Foundations Choose Sunrise Banks

  • Values-aligned, mission-driven banking

  • Principal preservation with FDIC protection

  • Strong governance and reporting controls

  • Full line of treasury management and fraud management services