Personal Banking

Home Equity Line of Credit in Minnesota

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Are you looking for a home equity line of credit in Minnesota?

Sunrise Banks has a variety of line of credit options for those with access to home equity. This type of credit can be an asset to homeowners to help fund home improvement projects, unexpected expenses and more.

Tapping into your home equity and taking out a new line of credit isn’t something to be taken lightly. We know that most people will have a lot of questions. Check out our resources to learn more about how a home equity line of credit works:

Learn how a home equity line of credit works

Understand the difference between a home equity line of credit and a home equity loan

Find out if a HELOC is right for you Off Site Link

Use our home equity line of credit calculator Off Site Link

Contact us to discover what line of credit options make sense for your needs.


  • Choose various options for your home equity line of credit in MN to help with your unique needs and situations

  • Competitive rate options

  • Options to automatically pay your loan directly from any checking or savings account

How a Home Equity Line of Credit Works in MN

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  1. Home Equity Line of Credit –The Annual Percentage Rate (APR) is variable and based on an index plus a margin. The APR will vary with the Prime Rate (the index) published in the Wall Street Journal. As of March 13, 2024, the variable rate for home equity lines of credit ranged from 8.50% APR to 9.50% APR. The rate will not vary above 21.75% APR, applicable state law, or below 5.25% APR. No closing cost special is for new money only. No closing cost promotion is valid from April 1 – September 30, 2024. Property insurance is required. Rates are subject to change. All loans are subject to credit approval and compliance with underwriting standards.