Personal Banking

Home Equity Line of Credit Options

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Are you looking for a Minnesota home equity line of credit? These lines of credit can be used to help finance a number of things, including home improvement projects and unexpected expenses. We’ll help to figure out what line of credit options make sense for your needs.


  • Various home equity lines of credit options to help with your unique needs and situations

  • Competitive rate options

  • Options to automatically pay your loan directly from any checking or savings account

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  1. Home Equity Line of Credit –The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. As of March 23, 2023, the variable rate for home equity lines of credit ranged from 8.00% APR to 9.00% APR. The rate will not vary above 21.75% APR, or applicable state law, or below 3.00% APR. No closing cost special is for new money only. No closing cost promotion is valid April 1 – September 30, 2023. Property insurance is required. Rates are subject to change. All loans are subject to credit approval and compliance with underwriting standards.

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