Home Equity Loan – As of March 19, 2020 the fixed Annual Percentage Rate is 6.88% for a 72 month second position home equity installment loan with loan-to-value of 80% or less. Automatic payments are not required for loan approval. Loan payment example: $25,000 for 72 months at 6.88% as of 3/19/2020 for a principal and interest payment of $424.79 per month. Payment example does not include amounts for taxes and insurance premiums. No closing cost special is for new money only. Loan approval is subject to credit approval. No closing cost promotion is valid April 1 – July 31, 2020. Property insurance is required. Rates are subject to change.

Home Equity Line of Credit – The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. As of March 19, 2020, the variable rate for home equity lines of credit ranged from 3.25% APR to 4.25% APR. The rate will not vary above 21.75% APR, or applicable state law, or below 3.00% APR. No closing cost special is for new money only. Loan approval is subject to credit approval. No closing cost promotion is valid April 1 -July 31, 2020. Property insurance is required. Rates are subject to change.