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Ethical Banking

Net Zero Deposits: Your Path to Net Zero Starts Here

Net Zero Deposits turn a basic bank account into a meaningful way to mitigate the impacts of climate change and drive the transition to a net zero economy.

As a Sunrise Banks customer, you choose to designate your deposits to net zero projects that reduce, remove, or avoid carbon emissions including:

Visit our Resource Center to learn more about Net Zero Banking and the local projects it supports.

Get Started

After completing the form, check your inbox to receive next steps on how to open a new business or personal account, or designate your existing Sunrise Banks account to Net Zero Deposits.


What is Net Zero Banking?

Net zero banking is a practice where banks align lending and investment activities with the goal of achieving net zero greenhouse gas emissions. This effort is meant to reduce emissions and contribute to the mitigation of climate change through strategic financing and advocacy efforts by the bank and its partners.

Why Getting to Net Zero Matters

According to Project Drawdown, big banks in the U.S. lend as much as 30% of their portfolio to carbon-intensive sectors driving climate change.  Most people don’t know what their bank account is funding or that it may be a significant source of carbon emissions. With Net Zero Deposits, you’ll know what is behind your bank account and how it is actively helping to reduce, remove, or avoid carbon emissions.

Reaching net zero emissions by 2050 globally has been identified as the way to limit the global temperature increase to a1.5 degrees Celsius and mitigate climate change’s worst impacts, according to The Paris Agreement.

Other Ethical Banking Options

Net Zero Financing

Net zero loans for commercial projects that reduce or avoid carbon emissions.

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Community Impact Deposits

Designate your deposits to projects like affordable housing, community services, and small businesses.

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Advancing Communities Together (ACT) Deposit Program

Your deposits over $250,000 can be eligible for FDIC insurance through one bank relationship with Sunrise Banks by enrolling in the ACTSM Deposit Program (an IntraFi Insured Cash Service or ICS®).

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