Secure your future, manage your present, and achieve your goals with our Personal Banking solutions. We provide various personal banking options to help you track, save, and monitor your money on the go, all while ensuring the safety and security of your funds.
Choose the Right Checking Account for Your Lifestyle.
We offer straightforward, personalized solutions that fit your everyday needs. Enjoy competitive rates, easy-to-use tools, and the peace of mind of knowing your finances are in good hands.
Whether you’re looking for basic checking or prefer to earn rewards on your transactions, we have you covered. We also provide special accounts for individuals aged 55 and older and checking solutions without overdraft fees to alleviate your concerns about reduced funds.
| Minimum Balance to Open | Monthly Maintenance Fee | |
|---|---|---|
| Key Checking | $25 | $0 |
| Platinum Checking Rewards | $100 | $10 |
| Rise Checking | $25 | $5 |
| Senior Checking | $100 | $10 (waived if you have a direct deposit into the account.) |
Maximize Your Savings Potential.
Begin your journey toward financial security with our various savings accounts, each designed to cater to different financial goals and needs. Enjoy competitive interest rates, flexible options, and the essential tools to help you reach your savings goals.
Depending on your investment objectives, you can select from simple savings accounts and tiered options with diverse interest-based financial solutions to secure better rates while saving for tomorrow.
| Minimum Balance to Open | Monthly Maintenance Fee | Interest Earning Tiers | |
|---|---|---|---|
| Thrift Savings | $50 | $3 unless $50 daily balance is maintained. | Variable interest rate paid monthly based on daily balance |
| Premier Savings | $100 | $15 unless $30,000 daily balance is maintained. | • $0 - $29,999.99 • $30,000 - $49,999.99 • $50,000 - $99,999.99 • $100,000+ |
| Youth Savings | $20 | None | Variable interest rate paid monthly based on daily balance |
| Advantage Savings | $100 | $10 unless $1,000 daily balance is maintained. | • $0 - $999.99 • $1,000 - $9,999.99 • $10,000+ |
If you want to help one of your family members start saving before becoming an adult, check out our Youth Savings account–it’s not just a savings account but a tool for early financial education. You can also take advantage of another savings option with Certificates of Deposit or Individual Retirement Account (IRA), Roth or Traditional, which offer tax advantages for retirement and allow you to invest and grow your funds.
Empowering Your Goals: Our Lending Services
Do you need financial support for a mortgage, renovation, or car purchase? Check out our mortgage and refinance options for Minnesota and South Dakota customers. We also have home equity lines of credit for home improvement projects or unexpected expenses, and auto loans for your next vehicle.
Looking for financial guidance? We offer credit-building education opportunities to help you learn and grow your credit for better banking habits. We also offer loans for overdraft protection on your checking account and unsecured loans.
Unlock Convenient Digital Banking
We offer digital banking solutions to give you convenient and secure financial access. Our online banking portal and mobile app allow you to easily manage your accounts and empower you with 24/7 control over your money.
Your Everyday Spending, Made Easier with Sunrise Banks Cards
Find our debit and credit cards to make any transaction possible. We also offer prepaid cards, where you can customize the card balance and provide a spending limit to help you manage your finances.
Lastly, we offer gift cards so you can give someone a sweet financial surprise!
Additional Banking Solutions
Did you know we have Community Impact Deposits, which allow you to impact your local community by having a checking or savings account? How about Net Zero Deposits, where you can positively influence climate change? We offer these ethical banking options so you can feel good about how your money is managed here at Sunrise Banks.
We also provide free financial counseling to customers through our Financial Choice Counseling Program to help you understand and manage your finances so they remain on track.
Lastly, learn more about our CDARS FDIC coverage and IntraFi® Cash Service, which offer financial safety and transparency regarding how your money is protected.
Have questions?
Visit us at your local branch or give us a call at 1 (844) 786-5600 Off Site Link