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FAIR Checking Basic Terms and Conditions

Account Opening and Usage

Minimum Amount to Open the Account

You must deposit $25 to open the account.

Monthly Maintenance Fee

$3.00

Monthly Paper Statement Fee

$1.50

Statement Fee Waivers

The $1.50 paper statement fee will be waived if you sign up for eStatements. The fee waiver begins the first full month you have eStatements.

Returned Deposited Item Fee

$4.00 per item

Account Closure Fee

$15.00 if account is closed for any reason within 180 days of account opening.

Overdraft – Paid Item Fee

$0

Nonsufficient Funds (NSF) Returned Item Fee

$0

Continuous Overdraft Fee

$0

Stop Payment Fee

We charge $25.00 for each stop payment.

If you have told us in advance to make regular payments out of your account, you can stop any of these payments. Here’ s how:

Call or write us at the telephone number or address listed in this disclosure, in time for us to receive your request 3 business days or more before the payment is scheduled to be made. If you call, we may also require you to put your request in writing and get it to us within 14 days after you call.

Online Banking and Electronic Statement (eStatement) Enrollment

Please visit sunrisebanks.com to enroll in online banking and eStatements. For enrollment questions please contact (651) 265-5600.

Account Limitations

This account is not to be used for commercial purposes.

Please consult our service fee schedule for a detailed listing of all bank fees that could be charged in connection with this account.

Online Banking Log In


Securely log in to online banking to manage your accounts, send payments, transfer money and pay bills.

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