FAIR Checking Basic Terms and Conditions
Account Opening and Usage
Minimum Amount to Open the Account
You must deposit $25 to open the account.
Monthly Maintenance Fee
Monthly Paper Statement Fee
Statement Fee Waivers
The $1.50 paper statement fee will be waived if you sign up for eStatements. The fee waiver begins the first full month you have eStatements.
Returned Deposited Item Fee
$4.00 per item
Account Closure Fee
$15.00 if account is closed for any reason within 180 days of account opening.
Overdraft – Paid Item Fee
Nonsufficient Funds (NSF) Returned Item Fee
Continuous Overdraft Fee
Stop Payment Fee
We charge $25.00 for each stop payment.
If you have told us in advance to make regular payments out of your account, you can stop any of these payments. Here’ s how:
Call or write us at the telephone number or address listed in this disclosure, in time for us to receive your request 3 business days or more before the payment is scheduled to be made. If you call, we may also require you to put your request in writing and get it to us within 14 days after you call.
Online Banking and Electronic Statement (eStatement) Enrollment
Please visit sunrisebanks.com Off Site Link to enroll in online banking and eStatements. For enrollment questions please contact (651) 265-5600.
This account is not to be used for commercial purposes.
Please consult our service fee schedule for a detailed listing of all bank fees that could be charged in connection with this account.