Do You Know Your Debt to Income Ratio? You Should If You’re Looking to Buy a Home
Buying a home is a huge financial milestone, and it’s likely the most expensive purchase you’ll ever make. That’s why…
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How Do Prepaid Cards Help The Unbanked?
According to a recent report by the FDIC, 5.4% of Americans do not have a savings or checking account. Off…
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Go Digital: Three Online Banking Options To Keep You and Others Safe this Holiday Season
With COVID-19 cases continuing to rise, this holiday season is shaping up to be unlike any other. For one thing,…
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What is Amortization?
The financial industry has no shortage of specialized vocabulary. But things get even more confusing when a financial term has…
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What is Compound Interest?
Albert Einstein is rumored to have said, “Compound interest is the eighth wonder of the world. He who understands it,…
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Good Debt vs. Bad Debt: What’s the Difference?
A key part of financial wellness is keeping debt under control. Even though the word “debt” tends to carry a…
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Investing for Beginners: Three Ways to Invest Without Being a Financier
Contrary to popular belief, investing is not only for the ultra-wealthy. In fact, there are plenty of ways to start…
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What is a CDFI?
Until recently, Community Development Financial Institutions (CDFIs) didn’t find themselves in the spotlight often. But when the federal government allocated…
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Your Credit Report – How You Can Make a Difference
It is important to check your credit report regularly — even if you have a high credit score and don’t…
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Finance 101: Secured vs. Unsecured Loans
Applying for a loan presents a myriad of options. Different interest rates, term agreements and lenders all need to be…
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