We’re here to help you take control of your finances. Sunrise Banks offers overdraft protection loans up to $5,000.
Ready Cash
Overdraft protection for your checking account
Available in amounts from $1,000 - $5,000
Pay back monthly or in a lump sum – there is no prepayment penalty.
(Monthly interest payments are mandatory.)
How do I apply for a Ready Cash loan?
Apply online or visit a location to apply.
You’ll need:
- A government-issued photo ID, such as a driver’s license, state ID card, or passport.
- Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
- Other information may be required. We will reach out to you if necessary.
Receive confirmation via email.
Keep this information handy to check your application status.
Our team will review your application and reach out to you within two business days and let you know if your application is approved.
If further information is required to complete your application and approval process, we will reach out to you and ask you to upload the additional documentation to our secure portal.
If you are approved, we will contact you with your loan offer.
If you accept, we will finalize your loan agreement, either online or in person at one of our bank locations, dependent upon requirements.
Because every customer’s situation is unique, funding can look a little different depending on the loan type and your needs.
If approved, we will walk you through how your funds will be made available.